Francis Financial: Talking Divorce at Work While Staying Professional

Talking Divorce at Work While Staying Professional

By Stacy Francis

Listen Below!

Most women don’t like to admit they need help. We often don’t even know what to ask for help with. It is a fact however, that people going through a divorce need extra support, be it emotional support or with the administrative tasks that go along with a divorce.Today’s guest, Katie Lynch, is going to help us navigate this issue.  Katie is the founder of Apiary Consulting,  a bespoke divorce consultancy that coaches senior executives going through a divorce.

  • Katie shares the interesting story of how she became a divorce consultant. [2:50]

  • During and after a divorce, a woman is more dependent on her income. Stacy asks what women can do to tailor their lives to impact their careers as little as possible. Katie replies that divorce is overwhelming. Your decision-making abilities are going to be impacted because of the reduced level of sleep and the elevated levels of anxiety you are experiencing. You need an extra person to help you monitor yourself and ensure that you’re not letting this stressful time have a negative effect on your professional life. [5:53]

  • The first thing Katie does for her clients is to help them get organized. She helps them to package their case with the relevant financial and factual information so that the legal or financial professional can give them advice right away. Most importantly, she helps them find the right lawyer so that they can avoid ending up in a contentious divorce process. [9:21]

  • Professional women going through a divorce are not typically given the same understanding or compassion as a woman who recently lost a spouse. Stacy asks Katie how a woman can approach the subject of her divorce with colleagues or managers in a way that preserves her job and her credibility as a successful professional. [12:50]

  • Personal and professional lives cannot be separated. They are completely intertwined. Most companies try to help by providing things that make you happier rather than dealing with things when you’re stressed. [15:05]

  • Be more open and honest about what you are going through. Tell HR or management what is happening, that you’re getting support, and how much time you’re going to have to take off work. Trying to keep things under your hat is going to create more stress for you; you may be surprised that they actually may support you more than you think. [15:58]

  • Don’t try to do it all. Recognize that this period of intense stress is only temporary. Take a step back and get the help you need. Try to be as happy as you can during this very difficult time. [19:48]

  • Katie explains the bespoke service that she offers to clients. She describes a useful piece of software that helps you to organize your life during a divorce. [23:46]

  • Stacy implores listeners to invest in themselves by seeking the help they need. She advises you to contact Katie if you need the service she provides. If you have questions about the financial end of divorce, you can reach out to Francis Financial. They can help you make decisions with confidence, knowing that your future is secure in the short and long term. [32:22]

You can learn more about Francis Financial HERE

You can learn more about Apiary Consulting HERE

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A Game Changer for Family Law Attorneys

A Game Changer for Family Law Attorneys

By Neil Tyra

Neil Tyra, “The Law Entrepreneur” interviews Storey Jones on his latest podcast. Neil is a former family law attorney who knows all too well the inefficiencies of the divorce process, and when he saw a demo at the ABA TechShow in February, he requested an interview.

From his podcast: “ is the first dedicated SaaS divorce management platform, and in this episode, Storey shares all the ways it will save attorneys time, money, and aggravation – while making them better attorneys along the way.”

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neil tyra.jpeg

About Neil Tyra

Neil Tyra is the founder of The Tyra Law Firm, and the host of The Law Entrepreneur. Mr. Tyra was born in Norfolk, England and raised in Maryland. His wife of 36 years, Noel, is a 4th generation “Rockvillian.” They have two children and are active in the community. In his legal practice, Mr. Tyra strives to forge long-lasting, personal relationships with his clients.

Francis Financial: Financially Ever After with Stacy Francis

Matrimonial attorneys, Linda Decorato and Bryan Goldstein, share the top tips you need to know to get on top of your financial picture, without arousing the suspicion of your husband, before you file for divorce and while you are still under the same roof. Linda and Bryan tell real-life stories of women who went from being financially clueless to financially smart, making great decisions that led to their long-term financial security.

In this episode, you will learn:

  • How to cope with emotional pain, and realize it is not permanent (6:34)

  • Why it’s better for your children to see strong mothers who make the decision to leave an unhealthy relationship (12:00)

  • The difference between going through divorce when you’re involved and not involved in your finances (15:10)

  • Why you need to be financially aware, so his debts and his fraud don’t become yours (17:45)

  • How to protect yourself, as a non-working woman, with your own account and build your savings (20:00)

  • When the innocent spouse rule doesn’t apply (24:45)

  • If it’s smart to inflate your expenses on your statement of net worth (SNW) (28:00)

  • What is “stockpiling syndrome” and what expenses are most often questioned (34:15)

  • Where to find experienced professionals at any price point (39:51)

About the Author


Stacy Francis

President & CEO Francis Financial

Stacy is a nationally-recognized financial expert who attended the New York University Center for Finance, Law and Taxation, where she completed the Certified Financial Planner™ (CFP®) designation. [+] She comes with over 18 years of experience in the financial industry and is dedicated to her ongoing professional education. Stacy is a Certified Divorce Financial Analyst® (CDFA®) a Divorce Financial Strategist™ as well as a Certified Estate and Trust Specialist (CES™). She is the Director of the Association of Divorce Financial Planners’ (ADFP) Greater New York Metro Chapter, the National Association of Personal Financial Advisors (NAPFA) and the Financial Planning Association (FPA). Stacy is one of twenty of the nation’s leading wealth managers on CNBC’s Digital Financial Advisor Council and she frequently appears in media outlets such as CNN, PBS, The Wall Street Journal and USA Today.


Linda J. DeCorato

Founder & Senior Managing Partner at DeCorato, Cohen, Sheehan & Federico

Linda J. DeCorato is a founding member and the Senior Managing Partner of DeCorato Cohen Sheehan & Federico. She is an experienced and skilled negotiator and heads the firm’s Matrimonial and Family Law practice. [+] DCFS advises clients regarding divorce, including contested, uncontested, same sex and high net worth cases; equitable distribution; custody and visitation; and pre and post-nuptial agreements.
Ms. DeCorato has skillfully managed the interests of children as their Guardian Ad Litem by appointment of the Surrogate in Family Estate matters. Combined with her nursing experience, she affords children who are in the midst of divorce and custody matters, the highest and most compassionate priority.


Bryan M. Goldstein

DeCorato, Cohen, Sheehan & Federico

Bryan M. Goldstein has extensive experience in matrimonial and family law, personal injury, and medical malpractice. He joined the firm in 2017. [+] Mr. Goldstein represents clients in divorce (contested, uncontested, same-sex, and high net worth), custody and parenting time/visitation, child support, spousal maintenance/alimony, equitable distribution, and pre-and postnuptial agreements. He is a skilled and constructive negotiator when clients attempt to settle issues by agreement, and a powerful advocate when the determination of the Court is necessary.
Mr. Goldstein is a member of the New York State Bar Association and the New York City Bar Association.

Want to hear more?

Frazer Rice, author of Wealth, Actually and Storey Jones

Frazer Rice: Advising through Divorce with Storey Jones, Founder and CEO of

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I recently spoke with kick-butt entrepreneur, Storey Jones.  She is an expert on divorce and family planning and has founded a company around her expertise.  I’ll let her bio from her startup tell the story:

  • Storey Jones - bio

    We covered an enormous amount of ground and I’m excited for you to hear her story:

    Tell us a little bit about your background and help us understand how you came to start

    “I have a business background and when I found myself quite suddenly and surprisingly in the middle of a highly complex, expensive and protracted divorce at a young age. I realize now how naïve I was, and through my process, I was horrified at the system, the inefficient process and the lack of accountability of the professionals. It was one of those classic “If only I knew then what I know now,” and I couldn’t bear to think of anyone else going through it with the blind faith in the system that I had, so I developed a divorce consultancy to work with families. I had a consultancy for about 10+ years in the SF Bay area. Then, during those years, with a front row seat to the day-to-day workflow process, I had my second epiphany when I realized what was actually the root cause of so much of the massive cost and protracted timelines…that is what led me to develop and found…)”

    How does the process of divorce typically play out? 

    There are four fundamental layers to divorce:

    1. Emotional 

    2. Financial

    3. Children

    4. Post-Divorce Lifestyle


    Who are the advisers that surround this process?  Traditionally, everyone believes they just need a lawyer, is that still true? Are there other advisors to be considered?

    I prefer a team model, and at first that might sound expensive, but in fact, it is the most efficient and cost-effective model. Every case has a unique set of factors be It the psychological dynamic between the spouses, the complexity of a financial issue, the ownership of a business, difficult child emotional or schedule issues, etc.   As we discussed earlier, divorce is this huge lifestyle arc that affects every single aspect of your life. It so far exceeds simply the legal issues that I encourage everyone to think a little differently about their own situation and what they actually need, and then, how to manage that.

    What makes this an industry ready to disrupt?   (Or modernize/transform)

    Many, many factors, but let me start with what I feel are the key reasons why it is not only imperative, but a fact that this industry MUST be disrupted

    1. Technologically starved

      1. Paper-based system

      2. Simplistic level, all about paper

      3. Faxing/pdfs

    2. Cost and the Systemic issues breaking families

      1. Families have evolved to two-income and they cannot afford it

      2. We have to streamline it

    3. Millennials

      1. Will not tolerate

      2. Millennial Lawyers will require digital

    What are the factors that make it so brutal?  We hear all these horrific stories about divorce, so what are the key factors that contribute to it being so difficult?

    The honest answer is that it is different for everyone. There are unique family-specific issues and there are systemic issues. 

    I consider myself an expert in the human experience of divorce, and what I learned early on is that while there are certainly patterns, every family has a unique set of pain points be it the emotional, the financial, the children, the extended family, the grandfather clock, etc. At the heart of every divorce is the relationship between the two spouses. That dynamic and those behaviors will do a lot to drive the process and then unfortunately, the system takes over. 

    Systemic issues that contribute to the brutality of divorce include the confusion of what to do, how to do it, the enormous cost, the manner in which lawyers conduct themselves, etc. And we think “fair” exists, but everyone has a different version of fair and it can be gut-wrenching to be handed a response to a motion, an evaluation, a support calculation, a judgment, whatever it might be and have it be polar opposite of what you feel is fair and just.

    What does do to help?  Can this be used by both spouses?  Who is the audience and can this be used by both spouses?  How do people see the savings and efficiency?

    When you launch new technology you have to identify where you believe you can make the biggest difference, immediately.  So in our initial release we have focused on aspects of the day-to-day workflow that we feel is at the core of the inefficiency, inaccuracies cost and protracted timelines. is designed for multiple audiences so that it can have a comprehensive and dimensional impact. It is designed for all spouses and all professionals so that the stakeholders on the team be it the lawyer, the lawyer’s paralegal, the mediator, the financial experts, etc., can have access to the data, real time. And, we are working with corporations to make it available to their employees as an employee benefit due to the disastrous effects divorce have in the workplace. And, we are making t available to all legal aid and pro bono groups for free because we want to support those families in need and the lawyers who give of their time.

    What’s next/How has the entrepreneurship side of things been?

    The most difficult product or service to introduce to the market is something new. It is easy to market and sell another form of what we already know. 

    If this was a platform geared to spouses in the middle of or already divorced, we would have more users than we would know what to do with, for one reason. They know exactly what the process is like and value the features. But we are selling to spouses who right now are considering the move, likely haven’t admitted it to anyone, and are just finding the courage to call a lawyer. And, we are selling to family law attorneys and professionals who already have a system, inefficient, if you ask me, but a system that they are loathe to change. Corporations have been very interested in this, but they move at a snails pace, so as with any new technology, we are educating the market, we are designing new and improved features and UX every day, and our team is 100% dedicated to making a difference and this will make a difference.

    How do we find out more? How do we keep track of your progress?! We keep it updated with new feature announcements and press, and we have an ever-expanding knowledge center with content for anyone who wants to learn more about any aspect of divorce.

About the Author


Frazer Rice

President,Wealth Actually, LLC

Frazer Rice is the President of Wealth Actually LLC. Wealth Actually is a financial services and legal media company. Today’s reality is that advice companies need to be media companies as well. WA will help businesses and individuals recognize this reality and use it to amplify their presence and increase their business. [+] On August 7th, 2018, Frazer released his first book Wealth, Actually through Lioncrest Press. In Wealth, Actually, Frazer shares his approach to wealth management. Through a combination of philosophical discussion, practical advice, humor, and anecdotes, he shows how prosperous individuals can determine what they want their wealth to do; communicate with loved ones about their fortune; avoid overspending; handle wealth threats; evaluate, grow, and protect investments; and choose the best advisors. It can be purchased at WWW.WEALTHACTUALLY.COM. Frazer Rice was a leading private wealth manager for more than fifteen years at one of the nation’s top financial institutions. In March of 2013, Private Asset Management named Frazer as one of the “Rising Stars in Wealth Management and Family Office Services.” Based out of the bank’s New York City office, Frazer served over 70 individuals, families and charities by protecting (and growing) newly-earned and generational wealth, overseeing estates, planning for the financial futures of children and grandchildren, creating new philanthropic ventures, and resolving a wide range of personal finance matters. He was responsible for more than $11 billion in client assets under management and administration. As Frazer’s focus on media and writing has increased, he has numerous intellectual properties in development including a four issue graphic novel entitled “Stay Alive”. He is a co-producer of the horror movie, “The Restaurant” and a supporter of various programming on “Chilling Tales for Dark Nights.” He maintains a robust podcast on where he interviews the entrepreneurs, experts and tastemakers. Frazer is the Treasurer of a Manhattan Co-op and a Corporate Advisory Board Member of a newly formed podcast company and a high-end fashion company that specializes in designing and marketing artist-inspired women’s apparel and accessories. In addition to his financial expertise, Frazer is an experienced corporate attorney and known within New York State political circles due to his high-level work in Albany for the New York State Department of Economic Development and because of his various leadership roles in Westchester County politics. Frazer’s personal philanthropic commitments have included senior advisory positions with diverse assortment of non-profits. He is currently the Chairman of Taliesin Nexus, a Los Angeles-based non-profit that connects young filmmakers with industry veterans who support liberty-based themes. Frazer earned his law degree from Emory University in 2001 and his B.A. from Duke University in 1995. He currently resides in Manhattan, is an avid golfer and greatly enjoys exploring a wide array of intellectual and pop-culture topics. Frazer has authored articles and been quoted in publications including The New York Times, the London Daily Telegraph and the Journal News and also appears as a guest commentator on various Cable TV business networks.

Frazer is also the author of Wealth, Actually. It’s available on Amazon.